Which feature helps protect online banking by ending idle sessions?

Which feature helps protect online banking by ending idle sessions?

• A. Passwords and PINs
• B. On-screen keyboards
• C. SMS notifications of all online transactions
• D. Automatic time-out periods

Answer: (D)

Ending idle sessions relies on automatic time-out periods. After a short period of inactivity, the system logs you out, so someone else who uses your device can’t access your banking session without re-authenticating. This is directly about preventing unauthorized actions when you’re away. Passwords and PINs protect entry to the account, but they don’t close the session once you’re already logged in. On-screen keyboards defend against certain typing-based attacks, not sessions left open. SMS notifications help you spot unusual activity, but they don’t terminate the session either. So automatic time-out is the feature that best protects online banking by ending idle sessions.

Ending idle sessions relies on automatic time-out periods. After a short period of inactivity, the system logs you out, so someone else who uses your device can’t access your banking session without re-authenticating. This is directly about preventing unauthorized actions when you’re away.

Passwords and PINs protect entry to the account, but they don’t close the session once you’re already logged in. On-screen keyboards defend against certain typing-based attacks, not sessions left open. SMS notifications help you spot unusual activity, but they don’t terminate the session either. So automatic time-out is the feature that best protects online banking by ending idle sessions.